Built for one question

When am I going to run out of money?

Core Feature

Shortfall Prediction

Broke projects your daily balance for the next 90 days using your actual bills, income, and spending patterns. The moment a purchase pushes a future day below zero, you get an alert with the exact date, amount, and what caused it.

  • Exact date and amount of shortfall
  • Which bill causes it
  • "Transfer $X by [date]" actionable advice
Mon Apr 14$2,847
Tue Apr 15$2,791
Wed Apr 16$2,791
Thu Apr 17-$142
Rent ($2,933) exceeds balance
Netflix
-$15.99 OPTIONAL
Rent -$2,933
Paycheck +$3,000
Zero Setup

Auto-Detection

Connect your bank via Plaid and Broke scans 6–12 months of history to find every recurring transaction. Bills, subscriptions, income, debt payments — all found automatically. You just review and confirm.

Long-Term

Wealth Projections

See where your current path leads in 3, 5, or 10 years. Compare scenarios: what if you cut discretionary spending? What if you get a 5% raise? Broke connects your daily decisions to decade-long outcomes.

  • Current path projection
  • Cut-spending scenario
  • Annual raise scenario
Now $12,400
3 years $48,200
5 years $112,000
10 years $284,500
Assuming current trajectory + 5% annual raises
68

Your Financial Health Score

Weighted across 6 factors

Holistic View

Financial Health Score

A single 0–100 score that captures your real financial health — not just credit. Weighted across days-until-shortfall, debt-to-income, credit utilization, savings rate, payment consistency, and emergency fund coverage.

Ready to know the answer?

Join the waitlist. We'll tell you when it's time.